## Summary
Adds a binary disk format + lazy reader so the step cache can warm-start from a precomputed file without paying chunk-build cost on the first pathfind through a region. **Resident memory stays bounded by `MaxResidentChunks` regardless of file size** — opening a `.swb` reads only the header + chunk-offset index (~16 bytes per indexed chunk), and individual chunks are seeked + deserialized only when `ResolveMissingChunk` asks for them.
The lazy design (vs. an eager bulk load): a 250 MB bake on a RAM-constrained shard never materializes more than the LRU cap (~40 MB at the default 8192-chunk cap), and unwanted regions never enter memory at all.
Builds on PR #2447.
## What changed
- **`StepCacheFile`** — binary reader/writer module. Writer emits header → chunks (offsets recorded) → index trailer, then patches the header's `IndexOffset` field. Reader is `OpenForLazy(path)` returning a `LazyReader` that holds an open `FileStream` + offset dictionary.
- **`StepCacheFile.LazyReader`** — `TryReadChunk(chunkX, chunkY)` does a single seek + bulk read for one record. `Dispose` releases the underlying stream. Files are opened with `FileShare.Read | FileShare.Delete` so admin tooling can replace them.
- **TileData fingerprint via XxHash3.** The `.swb` header carries a hash of `LandTable + ItemTable` flags. Load rejects any file whose hash doesn't match the running server. Computed via `HashUtility.ComputeHash64` (engine-blessed hasher) — adds a `ReadOnlySpan<byte>` overload alongside the existing `ReadOnlySpan<char>` one for parity.
- **`StepCache.SaveToFile(path, mapId)`** — writes resident chunks for the given map.
- **`StepCache.TryOpenLazyReader(path, mapId)`** — opens the file, validates header, holds the reader for the map's lifetime.
- **`StepCache.ResolveMissingChunk`** — now consults the lazy reader before invoking the runtime baker. A loaded chunk whose `BuiltMultisVersion` doesn't match the live sector falls through to the baker (snapshot was made before a multi was added/removed in that sector).
- **`StepCache.Clear` closes lazy readers.** Test cleanup can delete `.swb` files cleanly.
- **Auto-load at startup.** `PathCacheCommands.Configure()` opens `Data/Pathfinding/<mapId>.swb` as a lazy reader for every map.
- **`[PathCacheSave`** / **`[PathCacheLoad`** — admin commands for the same workflow.
- **`pathfinding.maxResidentChunks` shard-tunable.** Read from `server.cfg` at boot via `ServerConfiguration.GetOrUpdateSetting` (default 8192 ≈ 40 MB). Small shards can tune down; large shards with substantial bakes can tune up to reduce eviction churn. Default is written back to `server.cfg` on first boot, matching the engine pattern used by other settings.
## File layout (v1)
```
Header (48 bytes):
u32 Magic = 0x42575300 ('SWB\0')
u32 Version = 1
u32 MapId
u64 TileDataHash XxHash3 over LandTable + ItemTable flags (HashUtility)
u64 BakeTimestamp informational
u32 ChunkCount
u64 IndexOffset file position where the chunk index begins
Chunk records (fixed size, ~5,393 bytes each, +32 if multi-Z):
u16 ChunkX
u16 ChunkY
u32 BuiltMultisVersion
u8 HasMultiZ
byte WalkMask[256], WetMask[256]
sbyte SourceZ[256], WalkZN..WalkZNW[256], SwimZN..SwimZNW[256]
[byte MultiZCells[32] when HasMultiZ == 1]
Index trailer (16 × ChunkCount bytes):
(u64 chunkKey, u64 fileOffset)
```
## Memory math
| Scenario | Disk file | RAM at boot | Notes |
|---|---|---|---|
| Empty / no `.swb` files | — | 0 | Silent; cache builds on demand. |
| Admin-curated towns (5K chunks) | 25 MB | 0 + per-query | Index ≈ 80 KB. Resident grows to the configured cap under steady-state queries. |
| Full-map bake (50K chunks) | 250 MB | 0 + per-query | Index ≈ 800 KB. Same configured cap. Cold areas never load. |
| All 5 maps fully baked | 1.25 GB | 0 + per-query | Index ≈ 4 MB total. Same configured cap. |
## Hash choice (FNV-1a → XxHash3)
The original draft used inlined FNV-1a-64. Switched to XxHash3 via `HashUtility`:
- ~30× faster on this workload (~30 GB/s SIMD vs ~2 GB/s byte-by-byte). Boot-time only, so absolute saving is microseconds — the real wins are elsewhere.
- Stronger collision resistance and distribution.
- Drops ~25 lines of inlined hash code; matches the rest of the codebase's hashing pattern.
- Hash is stable as long as `HashUtility`'s `xxHash3Seed` constant doesn't change (already marked `// DO NOT CHANGE THIS NUMBER`).
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